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Amazon Pay ICICI Credit Card vs Flipkart Axis Card - New 2025

Amazon Pay ICICI Credit Card vs Flipkart Axis Card - New 2025

When it comes to online shopping, we usually prefer Amazon and Flipkart as they are the most popular and trusted e-commerce platforms. You know you can get additional discounts, cashbacks, vouchers, and much more on these platforms just by using credit cards, and not just a regular credit card, but co-branded credit cards that are made for Amazon and Flipkart users. Currently, in the market, Amazon Pay ICICI Credit Card and Flipkart Axis Credit Card are the best credit cards for online shopping.  

If you’re confused about which one is the best, read on to gain a clear picture of both cards. 

Amazon Pay ICICI Credit Card

The “Amazon Pay ICICI credit card” is ideal for Amazon customers and is free for life. If you use this card for shopping on Amazon or for paying bills through Amazon Pay, then you’re entitled to various benefits such as discounts, cashbacks, vouchers, and much more. Not just for Amazon users, this card is equally beneficial for non-Amazon members. 

Flipkart Axis Bank Credit Card

One of the best cashback credit cards, ‘Flipkart Axis bank Credit Card’, offers great advantages to both Flipkart users and non-Flipkart users. If you use this card at partnered merchant sites, you can get exclusive benefits such as reward points, discounts, cashbacks, vouchers, and others. It’s a great card for shopping lovers. 

Comparison chart 

Comparison Flipkart Axis Credit CardAmazon Pay ICICI Credit Card
Fees Rs 500 plus GSTLifetime Free, i.e, Zero Fees
Welcome benefits600 Rs Flipkart voucher and 100 Rs off on a Swiggy orderBenefit worth Rs 2000 and Rs 500 off on Amazon Prime Membership
Lounge Access4 free lounge access every yearNo lounge access facility 
Cashback and rewards

Minimum Cashback- 1.5%

Maximum Cashback- 5%

Minimum Cashback- 1%

Maximum Cashback- 5%

Fuel SurchargeWaive 1% fuel surchargeWaive 1% fuel surcharge
Dining BenefitsUp to 15% off at partnered restaurants 15% off at more than 200 restaurants across India
Suitable for If you prefer Flipkart for shopping, then you should choose this card.If you prefer Amazon for shopping, then you should select this card.

Eligibility and documents required for Flipkart Axis Card

The eligibility criteria:

Age should be between 18 to 70 years.

Either an Indian citizen or a non-resident Indian is required.

The income source should be steady

Documents required:

Identity Proof

Address Proof

Income Proof

Some colored photographs

Eligibility and documents required for Amazon Pay Card

The eligibility criteria:

Age should be above 18 years

Indian Citizenship

For an ICICI account client, the minimum income is Rs 25,000

The minimum income for a non-ICICI customer is 35k

Documents required:

Address Proof

PAN Card

Income Proof

How to apply for these cards?

To apply for the Amazon ICICI card or the Flipkart Axis Card, you can visit Findcreditloan and apply directly from there. 

You can also apply by visiting the card lender's official website directly or by visiting a branch in person. 

Also Read:- Credit Cards vs Debit Cards – Which One Should You Use?

Conclusion

In a nutshell, if you love shopping on Amazon and want cashback that never expires, then the Amazon Pay ICICI credit card is the one for you. Those who love shopping while travelling should opt for the Flipkart Axis credit card. Both cards are great credit cards for shoppers as they provide rewards, cashbacks, lounge access, vouchers, and other generous benefits. Both cards have their own perks, so which one fits best for you depends on your choice and lifestyle. 

Frequently Asked Questions? (FAQs)

What are the major differences between Amazon Pay ICICI and Flipkart Axis Credit Card?

The major differences between Amazon Pay Card and Flipkart Axis Card are:

  • The cashback on the Amazon Pay ICICI card never expires, while Flipkart cashback has a duration period.
  • Flipkart Axis card provides 4 lounge access every year, whereas Amazon Pay does not provide this service.
  • The Flipkart Axis card has an annual and renewal fee, while the Amazon Pay card is a lifetime free credit card. 

Which is the best card for Flipkart and Amazon shopping: ICICI or Axis Credit?

For shopping on Amazon, the best card is the Amazon Pay ICICI credit card, as it provides 5% cashback for Amazon Prime members and 3% cashback for non-Amazon Prime members. 

For shopping on Flipkart, the best credit card is the Flipkart Axis credit card that offers 5% cashback on the Flipkart app.  

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