IndusInd Bank offers a wide range of credit cards that cater to various lifestyles and spending habits. Whether you're looking for travel rewards, cashback, or lifestyle privileges, IndusInd Bank has options that provide exceptional value. With attractive benefits, including airport lounge access, exclusive dining offers, and flexible rewards programs, their credit cards are designed to enhance your purchasing power and overall experience.
This guide gives you an overview of the feat
Travel | Shopping
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Shopping
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Food
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Shopping
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Movies | Shopping
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Movies | Travel
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Shopping
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Movies
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Travel
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| Card Name | Best For | Key Benefits | Reward Rate | Annual Fee |
| IndusInd Bank Pioneer Heritage Card | Premium Lifestyle | Luxury rewards, concierge services, milestone benefits | 10 Reward Points per INR 100 spent | INR 3,000 |
| IndusInd Bank Iconia Credit Card | Travel & Shopping | Travel rewards, airport lounge access, dining offers | 8 Reward Points per INR 100 spent | INR 2,500 |
| IndusInd Bank Platinum Credit Card | Everyday Spending | Fuel surcharge waiver, cashback offers, shopping discounts | 5 Reward Points per INR 100 spent | INR 1,000 |
| IndusInd Bank Legacy Credit Card | Luxury & Travel | Premium travel benefits, exclusive offers, airport lounge access | 12 Reward Points per INR 100 spent | INR 5,000 |
| IndusInd Bank Smart Credit Card | Online Shopping | Discounts on e-commerce platforms, cashback on online spends | 3 Reward Points per INR 100 spent | INR 499 |
| Card Name | Reward Rate | How to Redeem |
| IndusInd Bank Pioneer Heritage Card | 10 Reward Points per INR 100 spent | Redeem for luxury experiences, travel, or vouchers |
| IndusInd Bank Iconia Credit Card | 8 Reward Points per INR 100 spent | Redeem for shopping, travel, or dining benefits |
| IndusInd Bank Platinum Credit Card | 5 Reward Points per INR 100 spent | Redeem for cashback, fuel, or shopping vouchers |
| IndusInd Bank Legacy Credit Card | 12 Reward Points per INR 100 spent | Redeem for premium travel, shopping, or luxury services |
| IndusInd Bank Smart Credit Card | 3 Reward Points per INR 100 spent | Use for e-commerce discounts or partner benefits |
| Fee Type | Details |
| Annual Fee | INR 499 to INR 5,000 depending on the card type |
| Late Payment Fee | INR 300 to INR 1,000 based on the outstanding balance |
| Foreign Transaction Fee | 3.5% on all international transactions |
| Cash Advance Fee | 2.5% of the withdrawn amount (min INR 500) |
| Interest Rate | Up to 3.5% per month (42% per annum) |
IndusInd Bank Credit Cards offer a variety of options for different types of spenders, from those seeking premium lifestyle benefits to those interested in cashback and shopping perks. With a wide range of benefits such as airport lounge access, dining offers, and flexible rewards, IndusInd Bank provides excellent value for money. The annual fees are competitive, and the rewards programs ensure that you get great returns on your spending. Choose the card that best suits your lifestyle and financial goals, and start enjoying the many perks offered by IndusInd Bank!
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