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Best Fuel Credit Cards in India 2025 - (Latest update)

Best Fuel Credit Cards in India 2025 - (Latest update)

Banks usually partner with various fuel companies, such as IndianOil, BPCL, HPCL, and others, to issue fuel credit cards for their customers. Credit cards for fuel spend not only offer benefits on fuel transactions, but also provide other benefits such as reward points, fuel points, cashbacks, discounts, and much more that can help you save a lot. I know that it can be exhausting to find a perfect fuel credit, as markets are flooded with vast numbers of credit cards that banks are issuing nowadays. But, to save your time and help you out, you’ll be going to learn about the best fuel credit cards in India 2025 that are available on findcreditloan for easy approval. 

Benefits of fuel credit cards

Credit cards for fuel spend are just another category of credit cards that are specifically designed to save on fuel expenses. With fuel credit cards, you enjoy various benefits such as:

  • You get a credit card for a fuel discount and cashback on fuel expenses at partnered stations.
  • Earn reward points on your fuel transactions.
  • Enjoy a fuel surcharge waiver.
  • You get easy EMI options for small purchases
  • Great deals on entertainment, dining, and other categories
  • You also get travel benefits like lounge access. 

List of the best fuel credit cards

To help you get the best Petrol cards, here are the top 5 fuel credit cards that you can choose from. 

Credit CardFeatures & Benefits
IndianOil HDFC Credit Card
  • Fees 500 Rs plus GST
  • IndianOil XTRAREWARDS Program (IXRP) membership
  • 5% fuel points at IndianOil pump stations
  • 5% as fuel points for paying your bills and groceries.
  • 1% fuel surcharge exemption
BPCL SBI Octane Credit Card
  • Fees 1499 Rs plus GST
  • 1 domestic lounge access every quarter
  • 25x rewards points at BPCL stations
  • 1% fuel surcharge exemption
  • Welcome gift of 6000 bonus points
IndianOil Kotak Credit Card
  • Fees Rs 449 plus GST
  • 5% savings in IndianOil 
  • Welcome gift of 1000 reward points
  • Complimentary add-on card 
  • 2% on dining and groceries 
ICICI Bank HPCL Super Saver Credit Card
  • Fees Rs 500 plus GST
  • Save 5% at HPCL fuel stations
  • 1 domestic lounge access every quarter
  • Welcome gift of 2000 reward points
  • 25% off on BookMyShow twice a month
IndianOil Axis Bank Rupay Credit Card
  • Fees Rs 500 plus GST
  • Welcome gift of 1,250 EDGE Reward Points 
  • Earn 20 Edge Points at every IOCL Pump Station
  • Earn 5 Edge Points on online purchases
  • Exclusive benefits on movies and dining

Eligibility Criteria

As all of the above-mentioned cards are from different banks, here are the basic eligibility criteria that are the same for every bank:  

  • The minimum age criterion is 18 years and above
  • A stable income source is mandatory
  • Strong credit score 
  • Salaried  and Self-employed both are eligible 

Documents Required

  • Identification ID
  • Address Proof
  • Income Proof
  • A few passport-size photographs

Application Process

To apply for the best fuel credit cards, you can either do it online or offline. 

  • Online by visiting the banks' official websites or by visiting our website “FindCreditLoan”.
  • Offline by visiting the bank directly. 

Also, if you wish to check your credit score for free, you can do it on findcreditloan. 

Also Read:- 10 Smart Ways to Instantly Increase Your CIBIL Score in 2025

Bottom Line

To conclude, Credit cards for fuel discounts are great options if you want to save more on your fuel expenses and earn rewards as well. If you use these cards, you’ll get cashback, vouchers, discounts, and many more benefits that are attracting a huge customer base for the banks. No matter which bank’s fuel credit card you are using, you are entitled to the various benefits it offers. Findcreditloan is a credible and authentic website on which you can compare various cards and choose the best fuel credit cards out of many offered. 

Frequently Asked Questions? (FAQs)

Should I apply for a fuel credit card?

If you frequently travel by your vehicle, then it is the right decision to apply for a fuel credit card because you can save money on your fuel expenses if transactions are done via fuel credit at the partnered fuel stations.

Do all fuel credit cards offer a fuel surcharge waiver?

Almost all fuel credit cards offer a fuel charge waiver, which lies between 1% to 2%. Even non-fuel credit cards also offer the fuel surcharge exemption benefit.

Can I get free fuel by using a fuel credit card? 

When you use a fuel credit card, you earn reward points. Later, you can use those reward points to get free fuel at the partnered fuel pump across India.  

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