IndusInd Bank offers a wide range of credit cards that cater to various lifestyles and spending habits. Whether you're looking for travel rewards, cashback, or lifestyle privileges, IndusInd Bank has options that provide exceptional value. With attractive benefits, including airport lounge access, exclusive dining offers, and flexible rewards programs, their credit cards are designed to enhance your purchasing power and overall experience.

This guide gives you an overview of the


Amazon Pay ICICI Bank Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

Cashback and Discounts Up to Rs. 2,000 and Free 3-Month Prime Membership


ICICI Bank Platinum Chip Credit Card

Joining Fee

NIL

Renewal Fee

NIL

Best Suited For

Dining

Reward Type

Reward Points

Welcome Benefits

N/A


Chennai Super Kings ICICI Bank Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

2,000 bonus Reward Points.


Emirates Skywards ICICI Bank Sapphiro Credit Card

Joining Fee

Rs. 5,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

5,000 bonus Skyward Miles and complimentary Emirates Skywards Silver Tier membership.


ICICI Bank Coral Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Movies | Dining

Reward Type

Reward Points

Welcome Benefits

N/A


MakeMyTrip ICICI Bank Credit Card

Joining Fee

₹999 + GST

Renewal Fee

₹999 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

₹1,000 MMT Voucher and MMTBLACK Gold Tier Membership


ICICI Bank HPCL Super Saver Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Fuel | Shopping

Reward Type

Reward Points

Welcome Benefits

2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days of card issuance; Rs. 100 cashback on HP Pay app on the first fuel purchase of Rs. 1,000 or more.


Adani One ICICI Bank Platinum Credit Card

Joining Fee

Rs 750 + GST

Renewal Fee

Rs 750 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Hotel Voucher Worth ₹1,000. Flight Voucher Worth ₹2,000 on Spends of ₹10,000.


Adani One Signature Credit Card

Joining Fee

Rs. 5,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Movies | Travel

Reward Type

Adani Reward Points

Welcome Benefits

Hotel and Holiday Voucher Worth ₹2,000 Each. ₹5,000 Flight Voucher on Spends of ₹25,000 Within 60 Days of Card Activation


ICICI Bank Sapphiro Credit Card

Joining Fee

₹6,500 + GST

Renewal Fee

₹3,500 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

Exclusive Travel & Shopping Vouchers Worth More than ₹9,500 (From Tata CliQ, EaseMyTrip, Uber, Croma)


 

Why Choose IndusInd Bank Credit Cards?

  • Wide Range of Cards: IndusInd Bank offers credit cards for travel, shopping, dining, and premium lifestyles.
  • Exclusive Privileges: Enjoy perks like airport lounge access, dining discounts, and milestone rewards.
  • Attractive Rewards Program: Earn reward points that can be redeemed for a wide variety of options, including travel, shopping, and cashback.
  • Competitive Annual Fees: Affordable fees with great value and perks for every type of cardholder.

 

IndusInd Bank Credit Card Comparison Table

Card NameBest ForKey BenefitsReward RateAnnual Fee
IndusInd Bank Pioneer Heritage CardPremium LifestyleLuxury rewards, concierge services, milestone benefits10 Reward Points per INR 100 spentINR 3,000
IndusInd Bank Iconia Credit CardTravel & ShoppingTravel rewards, airport lounge access, dining offers8 Reward Points per INR 100 spentINR 2,500
IndusInd Bank Platinum Credit CardEveryday SpendingFuel surcharge waiver, cashback offers, shopping discounts5 Reward Points per INR 100 spentINR 1,000
IndusInd Bank Legacy Credit CardLuxury & TravelPremium travel benefits, exclusive offers, airport lounge access12 Reward Points per INR 100 spentINR 5,000
IndusInd Bank Smart Credit CardOnline ShoppingDiscounts on e-commerce platforms, cashback on online spends3 Reward Points per INR 100 spentINR 499

 

Rewards Comparison Chart

Card NameReward RateHow to Redeem
IndusInd Bank Pioneer Heritage Card10 Reward Points per INR 100 spentRedeem for luxury experiences, travel, or vouchers
IndusInd Bank Iconia Credit Card8 Reward Points per INR 100 spentRedeem for shopping, travel, or dining benefits
IndusInd Bank Platinum Credit Card5 Reward Points per INR 100 spentRedeem for cashback, fuel, or shopping vouchers
IndusInd Bank Legacy Credit Card12 Reward Points per INR 100 spentRedeem for premium travel, shopping, or luxury services
IndusInd Bank Smart Credit Card3 Reward Points per INR 100 spentUse for e-commerce discounts or partner benefits

 

Annual Fees and Charges

Fee TypeDetails
Annual FeeINR 499 to INR 5,000 depending on the card type
Late Payment FeeINR 300 to INR 1,000 based on the outstanding balance
Foreign Transaction Fee3.5% on all international transactions
Cash Advance Fee2.5% of the withdrawn amount (min INR 500)
Interest RateUp to 3.5% per month (42% per annum)

 

How to Apply for an IndusInd Bank Credit Card?

  1. Visit the official IndusInd Bank website.
  2. Browse through the available credit card options.
  3. Fill out the online application form with your personal and financial details.
  4. Upload the required documents such as identity proof, address proof, and income proof.
  5. Submit your application and track its approval status.

 

Final Thoughts IndusInd Bank Credit Cards offer a variety of options for different types of spenders, from those seeking premium lifestyle benefits to those interested in cashback and shopping perks. With a wide range of benefits such as airport lounge access, dining offers, and flexible rewards, IndusInd Bank provides excellent value for money. The annual fees are competitive, and the rewards programs ensure that you get great returns on your spending. Choose the card that best suits your lifestyle and financial goals, and start enjoying the many perks offered by IndusInd Bank!

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