Axis Bank offers a wide range of credit cards to cater to different lifestyles and financial goals. From premium travel benefits to cashback and rewards on daily spends, Axis Bank Credit Cards are designed to provide exceptional value.

This guide provides an overview of the features, rewards, fees, and benefits of Axis Bank Credit Cards to help you make an informed choice.

 

Why Choose Axis Bank Credit Cards?

• Diverse Options: Axis Bank provides cards for travel, shopping, dining, and more.
• Exclusive Rewards: Earn accelerated rewards and enjoy redemption flexibility.
• Premium Features: Complimentary lounge access, milestone benefits, and more.
• Competitive Fees: Affordable annual charges with excellent perks.

 

Axis Bank Credit Card Comparison Table

Card Name	Best For	Key Benefits	Reward Rate	Annual Fee
Axis Bank Magnus Credit Card	Premium Lifestyle	Complimentary lounge access, milestone rewards	12 Edge Rewards per INR 200 spent	INR 10,000
Axis Bank Privilege Card	Travel & Lifestyle	Travel vouchers, dining offers	10 Edge Rewards per INR 200 spent	INR 1,500
Axis Bank My Zone Card	Entertainment & Shopping	Cashback on movies, dining discounts	4 Edge Rewards per INR 200 spent	INR 500
Axis Bank Neo Card	Online Shopping	Discounts on Amazon, Flipkart, and Zomato	2 Edge Rewards per INR 200 spent	INR 250
Axis Bank Select Card	Premium Travel Benefits	Lounge access, dining offers	6 Edge Rewards per INR 200 spent	INR 3,000

 

Rewards Comparison Chart

Card Name	Reward Rate	How to Redeem
Axis Bank Magnus Credit Card	12 Edge Rewards per INR 200 spent	Redeem for travel, vouchers, or cashback
Axis Bank Privilege Card	10 Edge Rewards per INR 200 spent	Adjust points for vouchers or cashback
Axis Bank My Zone Card	4 Edge Rewards per INR 200 spent	Redeem for entertainment or dining vouchers
Axis Bank Neo Card	2 Edge Rewards per INR 200 spent	Use for shopping and food delivery offers
Axis Bank Select Card	6 Edge Rewards per INR 200 spent	Convert to travel or lifestyle benefits

 

Annual Fees and Charges

Fee Type	Details
Annual Fee	INR 250 to INR 10,000 based on the card type
Late Payment Fee	INR 300 to INR 1,000 based on outstanding balance
Foreign Transaction Fee	3.5% on all international transactions
Cash Advance Fee	2.5% of the withdrawn amount (min INR 500)
Interest Rate	Up to 3.6% per month (43.2% per annum)

 

How to Apply for an Axis Bank Credit Card?

1. Visit the official Axis Bank website.
2. Explore the range of available credit cards.
3. Fill out the online application form with your details.
4. Upload necessary documents like ID proof and income proof.
5. Submit your application and track its status online.

 

Final Thoughts

Axis Bank Credit Cards offer a variety of benefits for all types of spenders, whether you are looking for premium travel perks or everyday cashback rewards. With competitive fees and diverse options, Axis Bank ensures there's a card for everyone. Compare the options above and pick the one that aligns with your financial needs today!