Airport lounge access is one of the most coveted benefits for frequent travelers. It provides a relaxing environment before your flight, with amenities like comfortable seating, free food, Wi-Fi, and charging stations. Many credit cards in India offer complimentary access to domestic airport lounges, helping you avoid long waits in crowded terminals.

In this guide, we will explore the best credit cards offering free domestic airport lounge access in India for 2025. These cards provide


Axis Bank Atlas Credit Card

Joining Fee

Rs. 5,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

2,500 Edge Miles on Completing 1 Transaction Within 30 Days of Card Issuance


AU Bank LIT Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Movies | Travel | Dining | Fuel | Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


HDFC Bank Regalia Gold Credit Card

Joining Fee

First Year Free

Renewal Fee

₹2,500 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

Gift Voucher Worth ₹2,500. Complimentary MMTBLACK GOLD and Swiggy One Membership on Spending Over ₹1 Lakh


IndusInd Legend Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


Axis Bank Horizon Credit Card

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 3,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

5000 EDGE Miles on Spends of ₹1,000 Within the First 30 Days of Card Issuance


Flipkart Axis Bank Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Introductory Benefits Worth Rs. 600 on Card Issuance


American Express Platinum Charge Card

Joining Fee

₹66,000 + GST

Renewal Fee

₹66,000 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

Vouchers Worth ₹60,000 of Taj Hotels, Luxe Gift Card, and The Postcard Hotels & Resorts


 

Top Credit Cards with Free Domestic Airport Lounge Access in India for 2025

Credit Card NameBest ForKey BenefitsAnnual FeeEligibility Criteria
HDFC Bank Regalia Credit CardPremium Travelers- 12,500 reward points on ₹2.5 lakh spend. - Complimentary lounge access (up to 6 visits annually).₹2,500Minimum annual income of ₹6 lakh.
SBI Card ELITEFrequent Travelers- 4 complimentary domestic lounge visits per year. - ₹5,000 worth travel vouchers.₹4,999Minimum annual income of ₹6 lakh.
Axis Bank Magnus Credit CardLuxury Travelers- Unlimited complimentary access to domestic lounges. - 12 Edge Reward Points per ₹200 spent.₹10,000Minimum annual income of ₹8 lakh.
ICICI Bank Sapphiro Credit CardHigh-Value Spenders- 6 Payback points for every ₹100 spent on travel-related purchases. - Complimentary lounge access at over 600 airports worldwide.₹6,500Minimum annual income of ₹8 lakh.
Standard Chartered Manhattan Platinum Credit CardFrequent Flyers- 2 complimentary domestic lounge accesses per quarter. - 5% cashback on dining and shopping.₹3,000Minimum annual income of ₹6 lakh.
Citibank PremierMiles Credit CardFrequent Flyers & Travel Enthusiasts- 2,000 Miles on spending ₹1 lakh. - Access to domestic and international lounges.₹3,000Minimum annual income of ₹6 lakh.
IndusInd Bank Platinum Credit CardAll-Rounder- 2 free domestic lounge visits per quarter. - 1% cashback on all spends.₹1,000Minimum annual income of ₹3 lakh.

 

Why We Choose These Cards for Domestic Lounge Access

Credit Card NameWhy Choose This Card
HDFC Bank Regalia Credit CardIdeal for premium travelers who want luxury benefits such as complimentary lounge access, reward points, and travel perks.
SBI Card ELITEBest for frequent travelers looking for generous lounge access along with travel vouchers and exclusive benefits.
Axis Bank Magnus Credit CardExcellent for luxury travelers who want unlimited lounge access, premium rewards, and other high-end perks.
ICICI Bank Sapphiro Credit CardA great choice for high-value spenders who want lounge access at both domestic and international airports.
Standard Chartered Manhattan Platinum Credit CardPerfect for frequent flyers who also enjoy cashback on dining, shopping, and travel-related purchases.
Citibank PremierMiles Credit CardBest for travel enthusiasts who value miles and lounge access, along with travel benefits and rewards.
IndusInd Bank Platinum Credit CardIdeal for those seeking affordable lounge access with cashback and low annual fees.

 

How to Choose the Best Credit Card with Free Domestic Lounge Access?

When choosing the best credit card for domestic airport lounge access, here are the factors you should consider:

  1. Number of Lounge Visits: Some cards offer unlimited access, while others may restrict visits per year or per quarter. Choose one that matches your travel frequency.
  2. Additional Benefits: Look for cards that offer other travel-related perks such as reward points, cashback, travel insurance, and discounts.
  3. Annual Fee: Consider the annual fee in relation to the benefits you receive. Premium cards may have higher fees but provide a wide range of perks.
  4. Eligibility Criteria: Ensure you meet the income and credit score requirements for the card.

 

Conclusion

If you’re a frequent flyer, having a credit card with free domestic airport lounge access is an invaluable perk that can make your travel experience much more comfortable. The cards listed above provide excellent options for travelers in 2025, each catering to different needs—whether you're looking for luxury benefits or affordable access. Before choosing the right card for you, compare the benefits, annual fees, and eligibility criteria to find the best match for your travel habits and preferences. With the right credit card, you can make the most of your travel experiences by enjoying complimentary access to lounges across India.

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