YES Bank offers a wide range of credit cards designed to meet the needs of various customers, from premium lifestyle and travel benefits to cashback and rewards on everyday spends. With attractive rewards, exclusive privileges, and affordable fees, YES Bank credit cards provide excellent value to its cardholders.
This guide will help you understand the features, rewards, fees, and benefits of YES Bank Credit Cards, enabling you to make an informed decision.
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Movies | Travel | Shopping
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Card Name | Best For | Key Benefits | Reward Rate | Annual Fee |
YES Bank Preferred Credit Card | Premium Lifestyle | Airport lounge access, milestone rewards, concierge services | 12 Reward Points per INR 100 spent | INR 5,000 |
YES Bank Signature Credit Card | Travel & Shopping | Travel benefits, dining discounts, cashback offers | 8 Reward Points per INR 100 spent | INR 2,500 |
YES Bank Cashback Credit Card | Everyday Spending | Instant cashback on all spends, fuel surcharge waiver | 5 Reward Points per INR 100 spent | INR 1,000 |
YES Bank Smart Credit Card | Online Shopping | Discounts on online shopping, cashback on partner websites | 2 Reward Points per INR 100 spent | INR 499 |
YES Bank Classic Credit Card | All-Purpose Spending | Cashback, discounts on shopping, and partner offers | 3 Reward Points per INR 100 spent | INR 300 |
Card Name | Reward Rate | How to Redeem |
YES Bank Preferred Credit Card | 12 Reward Points per INR 100 spent | Redeem for luxury services, travel, or vouchers |
YES Bank Signature Credit Card | 8 Reward Points per INR 100 spent | Redeem for shopping, cashback, or travel rewards |
YES Bank Cashback Credit Card | 5 Reward Points per INR 100 spent | Instant cashback or partner discounts |
YES Bank Smart Credit Card | 2 Reward Points per INR 100 spent | Use for online shopping or partner discounts |
YES Bank Classic Credit Card | 3 Reward Points per INR 100 spent | Redeem for cashback or lifestyle offers |
Fee Type | Details |
Annual Fee | INR 300 to INR 5,000 depending on the card type |
Late Payment Fee | INR 300 to INR 1,000 based on the outstanding balance |
Foreign Transaction Fee | 3.5% on all international transactions |
Cash Advance Fee | 2.5% of the withdrawn amount (min INR 500) |
Interest Rate | Up to 3.5% per month (42% per annum) |
YES Bank Credit Cards provide excellent options for all types of spenders, from premium lifestyle benefits to cashback and discounts on daily purchases. With a competitive fee structure, generous rewards, and a variety of perks such as airport lounge access and exclusive offers, YES Bank ensures there's a card for every need. Compare the options available and choose the credit card that best suits your spending habits and financial goals!
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