Travel credit cards are a must-have for frequent travelers, offering various benefits such as rewards, lounge access, travel insurance, and exclusive discounts. With so many options available, it can be hard to decide which one is the best for your needs. In this guide, we’ll cover the top travel credit cards in India for 2025, helping you choose the best one to enhance your travel experience.
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Credit Card Name | Best For | Key Benefits | Annual Fee | Eligibility Criteria |
HDFC Bank Regalia Credit Card | Premium Travel Benefits | - 12,500 reward points on spending of ₹2.5 lakh. - Complimentary domestic and international lounge access. - Travel insurance. | ₹2,500 | Minimum annual income of ₹6 lakh. |
SBI Card ELITE | Frequent Travelers | - 2,000 reward points on joining. - 4 complimentary domestic and international lounge accesses. - Annual travel vouchers. | ₹4,999 | Minimum annual income of ₹6 lakh. |
Axis Bank Magnus Credit Card | Luxury Travelers | - 12 Edge Reward Points per ₹200 spent. - Complimentary lounge access. - Priority check-in and extra baggage allowance at airports. | ₹10,000 | Minimum annual income of ₹8 lakh. |
American Express Platinum Travel Credit Card | Luxury Travel & Benefits | - 1 Membership Rewards Point for every ₹50 spent. - 2 complimentary domestic and international lounge accesses. - Travel concierge services. | ₹5,900 | Minimum annual income of ₹6 lakh. |
ICICI Bank Sapphiro Credit Card | Premium Travel Rewards | - 6 Payback points per ₹100 on travel spends. - Free lounge access. - Up to ₹5 lakh air accident cover. | ₹6,500 | Minimum annual income of ₹8 lakh. |
IndusInd Bank Legend Credit Card | Luxury & International Travel | - 2.5% cashback on international spends. - Priority check-in. - Complimentary lounge access and golf privileges. | ₹12,000 | Minimum annual income of ₹10 lakh. |
Credit Card Name | Why Choose This Card |
HDFC Bank Regalia Credit Card | Ideal for those looking for premium travel benefits, including complimentary lounge access and travel insurance. |
SBI Card ELITE | Best for frequent travelers with extensive lounge access, travel vouchers, and excellent rewards on travel-related spends. |
Axis Bank Magnus Credit Card | Perfect for luxury travelers who value rewards, priority check-in, and extra luggage allowance along with lounge access. |
American Express Platinum Travel Credit Card | Great for luxury travel enthusiasts who enjoy concierge services and high reward points for travel-related purchases. |
ICICI Bank Sapphiro Credit Card | Offers significant rewards on travel expenses, a high level of travel insurance, and multiple lounge accesses. |
IndusInd Bank Legend Credit Card | Ideal for international travelers seeking cashback, golf privileges, and luxury travel services. |
Here are a few tips to help you pick the best travel credit card:
Travel credit cards are invaluable tools for those who travel frequently. They offer a variety of benefits such as reward points, lounge access, insurance, and discounts, making travel more affordable and enjoyable. The cards listed above are some of the best travel credit cards in India for 2025, catering to all kinds of travelers, from budget-conscious to luxury seekers. Choosing the right travel credit card depends on your preferences and spending habits. Consider the key benefits and eligibility criteria before making your decision to ensure you pick the one that provides maximum value for your travel needs.
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