Movies | Shopping
Reward Points
Travel | Shopping
Reward Points
Travel | Shopping
Reward Points
Movies | Travel | Shopping
Reward Points
Travel
Reward Points
Card Name | Best For | Key Benefits | Reward Rate | Annual Fee |
IDFC FIRST Wealth Card | Premium Lifestyle | Complimentary lounge access, milestone rewards | 10X Reward Points on spends above INR 20,000 | INR 0 |
IDFC FIRST Select Card | Everyday Spends | High rewards on groceries, dining, and more | 6X Reward Points on spends above INR 15,000 | INR 0 |
IDFC FIRST Classic Card | Entry-Level Benefits | Fuel surcharge waiver, EMI options | 4X Reward Points on all spends | INR 0 |
IDFC FIRST Millennia Card | Young Professionals | Cashback, dining discounts, and EMI options | 5X Reward Points on online transactions | INR 0 |
Card Name | Reward Rate | How to Redeem |
IDFC FIRST Wealth Card | 10X Reward Points on spends above INR 20,000 | Redeem for travel, merchandise, or vouchers |
IDFC FIRST Select Card | 6X Reward Points on spends above INR 15,000 | Convert points to cashback or travel rewards |
IDFC FIRST Classic Card | 4X Reward Points on all spends | Adjust points for cashback or vouchers |
IDFC FIRST Millennia Card | 5X Reward Points on online transactions | Redeem for e-vouchers or statement credits |
Fee Type | Details |
Annual Fee | INR 0 for all IDFC FIRST Bank Credit Cards |
Late Payment Fee | INR 100 to INR 1,000 based on outstanding balance |
Foreign Transaction Fee | 3.5% on all international transactions |
Cash Advance Fee | 2.5% of the withdrawn amount (min INR 300) |
Interest Rate | Starting at 0.75% per month (9% per annum) |
IDFC FIRST Bank Credit Cards are an excellent choice for those seeking value-packed features with zero annual fees. With rewards tailored to everyday spending and premium benefits for high spenders, IDFC FIRST Bank ensures there's a card for everyone. Compare the options above and find the card that suits your financial needs today!
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